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Mobile Validate will ensure SMS verification for SCA actually works

New requirements for authenticating online payments have been introduced in Europe as part of the second Payment Services Directive (PSD2).

The new regulations, put in place to prevent fraud, require customers to use an access code sent to their mobile phone. The number must be entered at checkout to confirm payment. It’s classed as two-factor authentication (2FA) to validate the customer and the transaction. 

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Why SMS verification isn’t a good idea

SMS verification has become increasingly popular over recent years, to ensure a high level of security when validating a customer’s account.

By utilising a customer’s phone number to validate their account allows a business to ensure that the phone number given is active and is also accessible by the customer. This method of validation has become more popular than email verification recently – but should businesses solely rely on SMS verification?

Hello Soda at The Summit 2019

The Summit 2019: Round Up

It’s been almost a week since we landed back in Austin following The Payments Canada Summit 2019 in Toronto, and we had an incredible time!

We had the opportunity to speak to some fantastic Canadian payments businesses to showcase our brand new identity verification solutions and, with our interactive demos, allow them to see in real-time how our solutions can enhance their processes.

What did we take away from the event? Take a look below.

Hello Soda - Merchant Verification

The Rise of Card Payments

Are cash payments truly falling?

With the use of contactless and card payments rising, they now account for over three quarters of the value of the UK’s retail purchases. The latest British Retail Consortium’s (BRC) payments survey for 2017 states that cards were used for £277.1 billion worth of payments, equaling 76% of all retail sales.

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