PROFILE Risk

Using alternative data for credit scoring

INCREASE YOUR AUTO-ACCEPT RATES

Boost acceptance rates with our data-driven risk solution

PROFILE Risk is a multilingual solution which derives consumer insight from digital unstructured data to provide an additional layer of support to your decision-making.

Supplement your existing data sources with real-time information to reach consumers that might not be covered by traditional data.

HOW CAN IT BE USED?

Increase financial inclusion

5% decrease in delinquency rates

Reduce fraud by up to 20%

Increase auto-accepts by 30%

ABOUT PROFILE RISK

Gain visibility into your consumers

PROFILE Risk connects to and analyses the consumer's digital footprint during your application process to provide additional insight to enable you to:

  • gain confidence to auto-accept;
  • uplift marginal declines;
  • generate more informed suggestions.

PROFILE Risk provides visibility into consumers where traditional data sources might not adequately cover, such as thin-files, Millennials and those who are new-to-country.

OUR UNIQUE SCORES AND FEATURES

Employment indicator

Personality traits

Estimated date of pay

Spending habits

Location

Life events

LEARN MORE ABOUT PROFILE RISK

Download our one pager here to find out more

WHAT OUR CLIENTS ARE SAYING

"With Hello Soda, we have been able to adapt to the digital age and utilise alternative data in order to make lending decisions. Since integration, we have seen 15% uplift in decline pool, and a 63% return on thin-file applicants who socially connect."

- Kristjan Novitski, Peachy Loans

REQUEST A DEMO

Want to learn more about how PROFILE Risk can benefit your business? Request a demo with one of our data experts today.

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